What are the advantages of virtual cards that represent payment systems?

The production of the first plastic cards began back in 1958. The American bank informed its clients about the issue of the first payment card. There was no end of those wishing to receive such a card. The workers simply did not have time to process all orders. This marked the beginning of the formation of Bank Americard Service Corporation. It can be safely called the ancestor of Visa.

After a few years, American banks decided to merge into a single payment service. The name is the name of the now widely known payment system MasterCard, created in 2012. These events marked the beginning of the development of a virtual plastic card.

Virtual payment system and its instruments

The electronic payment system is already literally stepping on the heels of the conventional banking system. Its development is so rapidly capturing new participants that the developers are constantly improving its tools. The creators of e-currency never tire of developing imaginative and unimaginable uses for it. One of the innovative solutions was the creation of a virtual plastic card.

It is designed for secure settlements between users of the global network. The secret code of the card is not used anywhere and is not disclosed to anyone, unlike ordinary plastic cards.

To get an idea of the concept of the "best virtual card", you need to compare some of the pros and cons of using them.

Popular system "PayPal"

Payment service "PayPal" provides for making payments directly from an electronic wallet. The payment system itself has not yet issued virtual cards. You can link a MasterCard or Visa bank card to it . It can be a name card or a payroll card. Although it is easier and safer to connect it to a private virtual card that supports PayPal.

Universal electronic service "Qiwi"

The service was created in 2006. There is a payment program for mobile devices. « Qiwi » is a universal electronic assistant. The system allows you to pay for everyday goods and various services. It provides its customers with the Visa Qiwi-Card free of charge. You can use it to pay in all online stores that accept Viza cards. The advantage is the ability to replenish the card without commission at all ATMs in the city, as well as specialized terminals.

The question of trust in a virtual plastic card

The issue of trust in electronic payment services is often based on insufficient information education and the lack of material sense of electronic money.

The virtual plastic card can be touched, it exists along with the usual plastic cards. A vain fear of online transactions unreasonably ruins the users life. You just need to be serious about choosing the best virtual card. To do this, you need to visit several banks and find out the advantages and disadvantages of each proposed option. As for the fear of losing your electronic funds, it is equal to the fear of being deceived in real life.

Banking institutions, online stores, and payment systems are closely monitoring the completed electronic transactions. The reputation in the eyes of novice and experienced clients depends on successfully completed transactions. The guarantee of successful transactions is at least 99%.

It is possible to replenish the created virtual plastic card using the virtual wallet of the users electronic service. The virtual card is directly linked to the customers real bank account.

Who are virtual plastic cards intended for?

Modern people can no longer be surprised by the presence of virtual money. Users are provided with a real opportunity to make purchases in the global network. However, the virtual plastic card is just beginning to come into use, therefore, not everyone knows it. It does not have any age, professional and other restrictions, the only condition is to have access to the World Wide Web. The happy owner of such a card can forget about such a concept as a commission for replenishing a card, a small fee is provided only for transactions performed.

This card can be purchased at the offices of the city of the world, which represent the clients banking institution. Bank employees will select the best virtual card option for their clients. A plastic card directly connected to an electronic wallet will be useful in real life as well. Supermarkets and government agencies are already “keeping pace with the times” and installing terminals for working with virtual cards.

The indisputable advantage of virtual cards is the maximum safety for daily payments within the borders of the homeland, as well as abroad. The created virtual plastic cards are subdivided into two types: cards without material media and cards with material media.

Cards without a physical medium are attracted by the instant of issue after the submission of the clients application. Although the functionality is a little limited, such a card can be used to top up an account and make purchases in online stores. The only caveat is that it is technically impossible to withdraw funds from such a card at an ATM and pay with it when shopping in a regular supermarket.

Plastic virtual cards with physical media are more popular. These virtual cards do not have a magnetic stripe or electronic chip. But with its help, you can pay for purchases made in a regular store. The time frame for creating a map with a material medium is longer. The cards functionality will justify the time lost for its release and will become an indispensable assistant in shopping.